2024 Insurance polices will be available for purchase January 1st, 2024. ECTB insurance is effective from January 1st – December 31st.
| NAMED INSURED: ECTB Holdings ,LLC or Elite Championship Tournament Baseball and any teams who are current paid members of ECTB that purchase their Team Season Insurance policy through ECTB.
COVERAGE PERIOD: Team Season Insurance becomes effective January 1, 2024 or the day after the premium is paid (if after January 1, 2024) until expiration December 31, 2024. INSURED: Teams (including participants and Coaching Staff) who are current members of ECTB and who have submitted a premium to purchase ECTB Team Insurance are covered for any and all amateur baseball participation within the United States. This includes indoor and outdoor practice, leagues, and tournaments in and outside of ECTB’s organization.
REQUIREMENTS FOR FILING A LIABILITY CLAIM : Claim must be filed/submitted within 90 days from the date of the occurrence. POLICY ISSUED :: A certificate of insurance for your team will be issued within 48 – 72 business hours from the time the initial purchase is made. Certificates (along with any Additional Insured certificates) will be emailed to the Coach/Contact listed for the team as an attachment. ECTB will also keep a copy of the teams insurance coverage on file in the ECTB office. RATES : 7u – 10u = $155 / team (+ ECTB membership of $50) |
ADDITIONAL INSURED REQUESTS: A Team that has paid the Team Season Insurance premium can request as many Additional Insured certificates / addendums as needed. Additional Insured’s must list a complete name and full address to be covered. Additional Insured’s would be any indoor or outdoor facility that you would be using for your teams baseball related activities and / or any organization that requires to be listed as an Additional Insured to your policy to allow your team to participate. Additional Insured’s requested at time of initial purchase are included at no additional cost.
ADDITIONAL ENDORSEMENTS: When an additional insured REQUIRES you to list your insurance as primary and/or non-contributory, they are basically asking you to state up front that if something were to happen and a lawsuit were to arise out of it, your insurance would have to kick in first to pay regardless of who’s at fault. So if they were found negligent, your insurance would still have to pay out prior to theirs ever kicking in. This is an endorsement that carries a $500.00 additional charge if your team should need this, as required by the carriers for the extra risk. *Please be advised any language requirements requesting our company to be Primary and/or Non-Contributory is an additional insured endorsement that can only be added for an additional fee of $500.00. *Please be advised a Waiver of Subrogation can only be created for an additional fee of $500.00 per request/endorsement. NAME CHANGE: Teams can NOT change their team name during the time of the policy or the policy becomes null/void (premium paid non-refundable) for that team and a new policy and new premium must be paid. There is no refund of any premium once a policy has been purchased (within 24 hours of purchase). CANCELLATION / PREMIUM REFUND: There is no refund of any portion of a premium paid once a policy has been purchased. A policy is usually written within twenty-four (24) hours of the initial purchase. ACCIDENTAL EXCLUSIONS: Sickness or disease in any form (including day or overnight), except pyogenic infections due to an accidental wound or cut, the use of drugs or narcotics, unless administered under the advice of a physician , war or any acts of war, whether or not declared, participation in any riot or civil commotion, air travel or the use of any device or equipment for aerial navigation, except as a fare-paying passenger on a regularly scheduled commercial airline, suicide or any attempt to thereat or any self inflicted injury. Medical service provided by any person or facility employed or retained by the policyholder or member organization. Medical service provided by any member of the insured persons family or household. Dental treatment, except as the result of a covered injury. The repair or replacement of any artificial dental restoration. Expenses payable under any Workers Compensation Law or similar legislation. Injury sustained while riding in or on any two or three wheeled engine driven vehicle. Claimant is responsible for their primary care deductibles, co pays and program limits. GENERAL LIABILITY EXCLUSIONS: Medical payments to participants, war, terrorism, corporal punishment, assault and battery, expected or intended injury, asbestos, nuclear energy, total pollution, fungi or bacteria, aircraft or watercraft, total fireworks/pyrotechnics, employment related practices, communicable disease (Hepatitis, TSE, HIV, HTLV, AIDS), collapse of temporary structure, lead liability, professional liability, and other nonrelated activities that could cause bodily injury or negligence. Please request a copy of the additional General Liability Exclusions if needed.
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Teams purchasing ECTB Team Season Insurance coverage is valid for participation within the United States, excluding Puerto Rico. Teams from Canada, PR or any other countries outside of the US should obtain insurance from their local area. If a team from another country wishes to participate in an ECTB Hosted event, the team can purchase EVENT Insurance that would cover them for that specific event only.
Questions concerning Team Season Insurance not answered above, please contact ECTB at info@ectb.org or 610-841-9505.